Sunday, 30 September 2018

Now the government will give a home loan of 59 minutes to get a home loan, know where and how to get it











The government is currently thinking of extending the limits of the portals launched for small businesses (MSMEs) to promote interest-bearing growth. Through this website micro, micro and MSME can get loans up to Rs 1 crore without going to the bank within 1 hour. Financial Services Secretary Rajiv Kumar said, "We have started the www.psbloansin59minutes.com web portal to provide interest to small business owners. But in future, more options will be available on the portal. It can also have a personal loan and a home loan.

The government is currently thinking of extending the limits of the portals launched for small businesses (MSMEs) to promote interest-bearing growth. Through this website micro, micro and MSME can get loans up to Rs 1 crore without going to the bank within 1 hour. Financial Services Secretary Rajiv Kumar said, "We have been giving interest to small business ownersBut in future, more options will be available on the portal. It can also have a personal loan and a home loan.

He said that new interest product will be presented on the basis of experience received from this automated loan processing system. He said that contractless banking will be a misal in future. Because, it encourages transparency. Finance Minister Arun Jaitley presented a new portal for MSME last week. Taking the portal, the Financial Services Secretary said that this will help to increase interest rates for small businesses. This sector will be important for the country for the purpose of manufacturing, exporting and employment.








He said that this system will be stable in the next 6-7 months and will provide an ideal change in banking rules. He said that due to getting loan easily, the business of entrepreneurs will increase in the country. Commenting on the important information about the portal, the secretary said that it has reduced the time for the loan to be reduced from 20-25 days to just 59 minutes and set a new objective. Loans will be given in 7-8 working days after the therapeutic approval. This is one of the platforms in the MSME segment, which allows easy and easy loan management through modern financial technology. Before giving a loan, there will be no human intervention.

He said that a user-friendly platform has been created for the liberalized MSME, in which there is no need to deposit any physical documentation for theoretical approval. Information such as IT Returns, GST Data, Bank Statements, MCA21 are analyzed for loan approval. Also, the original information of the applicant on the basis of available documents is obtained for smart analytics.

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